When it’s time to buy a new vehicle, the biggest hurdle to overcome is often financing. While you may have to jump through hoops to qualify for an auto loan at other lenders, your local Ram dealership makes financing a new truck purchase a hassle-free process. See why Ram financing options can work for your financial situation before contacting your local dealer.
1. Convenient Auto Financing
One of the advantages of financing at your dealership is a quick and convenient finance process that you can start from the comfort of your home. You can apply for loan pre-approval on your dealership’s website and usually get an estimate of your buying power in a few minutes. To pre-qualify for auto financing, you will need to provide information about your income, contact details, and the vehicle you are interested in buying.
2. Manufacturer Specials
Well-qualified drivers may be eligible for certain manufacturer incentives with the purchase of specific 2025 Ram models. A cash rebate can be applied toward the retail value of your new Ram truck under the Military Program. Eligible drivers are military veterans, retired military members, honorably discharged members of the military reserve, and disabled veterans.
3. Additional Financing Options
When you finance your vehicle through your local dealership, you also get the option of adding value protection services to your auto loan. FlexCare Vehicle Protection plans can extend the coverage of your factory warranty and give you perks like roadside assistance, rental car allowance, and trip interruption coverage. You can even add GAP insurance coverage for guaranteed protection if your vehicle is ever totaled.
4. Competitive Interest Rates
In general, the interest rate on an auto loan will mostly be influenced by your credit score. This can present a challenge at other financial institutions, since banks and credit unions might hike up your interest rate or deny your auto loan altogether if you have poor credit history. At your dealership, the finance department can find a competitive interest rate, no matter what your credit score is, which makes the process of applying for an auto loan less stressful.
5. Easy Bill Pay
Ram makes it easy to make monthly auto loan payments with automatic payments through the mySFS mobile app. This app is a convenient link to manage your auto loan through Stellantis Financial Services, which partners with your dealership to custom-build your finance plan. Signing up for automatic payments means that your auto loan payments are deducted from your bank each month to ensure timely payments.
Financing your new truck is simple when you finance through your dealership. In addition to qualifying for specials and cash rebates, you also get the benefit of adding value protection services to your finance plan. Get in touch with Fury Motors St Paul CDJR in South Saint Paul, MN to ask about current specials.
